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Cadder Housing Association

Help to Claim – Free Welfare Benefits Advice

The Association appreciates that the present situation will be causing financial difficulties for a number of Cadder households.

If you are experiencing financial difficulties, we would encourage you to speak to one of our highly experienced Welfare Rights Officers (Craig Doyle / Doreen Milne) to have a chat about benefits which you may be entitled to. You can contact Craig at 0141 945 3282 / craig.doyle@cadderhousing.co.uk and Doreen at 0141 945 3282 / Doreen@cadderhousing.co.uk.

There are a number state benefits to help households at this difficult time. Some of these are:

 

Statutory Sick Pay (SSP)

If you are an employee remaining at home, but not working, you should get SSP from your employer, as long as you usually earn more than £118 per week. You will get this from day-one of your self-isolation as a result of the Coronavirus. People on zero-hours contracts can still get SSP if they meet the conditions. You should claim SSP from your employer.

 

Employment & Support Allowance (ESA)

 You may be able to get new-style ESA:

  • If you are a self-employed person remaining at home.
  • If you are an employee remaining at home, but not working and earning less than £118 per week.

You will get this from day-one of your self-isolation. ESA is based on your national insurance contribution record. People who need to claim ESA because of the Coronavirus will not have to produce a Fit Note from their GP.

 

Universal Credit (UC)

You could get UC if:

  • You don’t qualify for SSP or ESA.
  • You need additional help on top of SSP or new-style ESA.

You can request a UC Advance Payment.  Advance payments have to be paid back out of your future UC payments and currently must be paid back within 12 months.

People who claim UC because of the Coronavirus will not have to produce a Fit Note. UC can also provide help with rent costs.

 

Self-Employed Persons

 The Self-employment Income Support Scheme (SEISS) will support self-employed individuals (including members of partnerships) who have lost income due to coronavirus (COVID-19).

This scheme will allow you to claim a taxable grant worth 80% of your trading profits up to a maximum of £2,500 per month for the next 3 months. This may be extended if needed.

 

Details on Government financial help for employees and the self-employed can be found at: https://www.understandinguniversalcredit.gov.uk/coronavirus/

Sandra McPhee